The module provides an opportunity to research, review and evaluate typical retail banking issues common to economic systems in the UK and globally. The course studies generic, international and (some) country specific regulatory, legal and operational issues relating to banking intermediation, credit creation, retail bank delivery systems, key banking products, payment systems, the banker-customer relationship, banking contracts, consumer and microbusiness lending, individual insolvency, and taking and use of security for bank advances. Case studies and real-life examples are used throughout.
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