Programme And Module Handbook
Course Details in 2019/20 Session

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Module Title LI Regulatory Framework of Banking
SchoolBirmingham Business School
Department Birmingham Business School
Module Code 07 02888
Module Lead Keith Pond
Level Intermediate Level
Credits 10
Semester Semester 2
Restrictions none
Contact Hours Lecture-22 hours
Practical Classes and workshops-3 hours
Guided independent study-75 hours
Total: 100 hours

The module provides an opportunity to research, review and evaluate typical retail banking issues common to economic systems in the UK and globally. The course studies generic, international and (some) country specific regulatory, legal and operational issues relating to banking intermediation, credit creation, retail bank delivery systems, key banking products, payment systems, the banker-customer relationship, banking contracts, consumer and microbusiness lending, individual insolvency, and taking and use of security for bank advances. Case studies and real-life examples are used throughout.

Learning Outcomes

By the end of the module students should be able to:

  • demonstrate knowledge and critical understanding of key aspects of banking concepts and theories and recommend solutions to common banking problems;
  • appraise legal, regulatory and operational issues affecting bankers and customers;
  • apply credit appraisal concepts to consumer and microbusiness proposals;
  • explain and apply insolvency law and the effect it has upon the bank accounts and securities of individuals;
  • explain how banks take security for advances paying special attention to certain duties imposed by the law in these situations.
Assessment 02888-01 : Exam : Exam (Centrally Timetabled) - Written Unseen (50%)
02888-02 : 1500-word group project : Group Assessment - Coursework (50%)
Assessment Methods & Exceptions Assessment: 1500 word group essay (50%); 1 hour examination (50%) Reassessment: 1 hour examination (100%)
Other none
Reading List